Job Summary:

We are seeking a highly skilled Reconciliation Specialist to join our team. The ideal candidate will have a deep understanding of chart of accounts, reconciliation processes between client accounts and general/transit accounts, and a robust grasp of financial transaction workflows. The role requires expertise in handling reconciliation for various payment methods, including RuPay, NEFT, IMPS, UPI, RTGS, credit card payments, and transfers.

Key Responsibilities:
Perform daily, weekly, and monthly reconciliation of client accounts with general and transit accounts.
Ensure accurate matching of financial transactions and resolve discrepancies in a timely manner.
Work closely with finance, operations, and IT teams to optimize reconciliation processes.
Develop and maintain reconciliation reports to track transaction mismatches and outstanding items.
Investigate and escalate issues related to unprocessed transactions, chargebacks, and failed settlements.
Maintain compliance with financial regulations and internal controls.




Support audits and provide necessary reports related to reconciliation processes.
Collaborate with payment processing partners to ensure seamless transaction flows and settlements.

Required Skills & Qualifications:
Bachelor's degree in Finance, Accounting, Banking, or a related field.
5+ years of experience in financial reconciliation, banking operations, or transaction processing.
Solid knowledge of chart of accounts and reconciliation processes.
Experience working with payment networks such as RuPay, NEFT, IMPS, UPI, RTGS, and credit card payments.
Proficiency in financial reporting tools and reconciliation software.
Robust analytical and problem-solving skills to identify and resolve mismatches efficiently.
Excellent communication and collaboration skills to work with cross-functional teams.
Detail-oriented with a high level of accuracy and accountability.

📌 Reconciliation Specialist Navi Mumbai
🏢 Unity Small Finance Bank
📍 Navi Mumbai