Job Details:
- Perform indepth reviews of credit applications for SME / Corporate customers.
- Evaluate financial models, financial statements, borrower profiles, cash-flow summaries, borrower repayment capacity.
- Validate internal credit ratings, risk grades, and credit structures for accuracy.
- Conduct comprehensive reviews of loan accounts to assess account conduct, repayment trends, and compliance with sanctioned terms.
- Analyze utilization patterns, covenant compliance, documentation completeness, and collateral sufficiency.
- Support internal audit, regulatory inspections, remediation actions, and quality assurance exercises.
- Prepare and maintain highquality credit review documentation that meets regulatory standards and Standard operating procedure.
- Support periodic portfolio reviews and Onshore Relationship Manager in assessing creditworthiness using internal rating models and risk scoring tools.
- Review and keep up to date, and fully abide by the process operational and administrative procedures and ensure process compliance




- Review adherence to internal credit policies and underwriting standards.
- Recommend improvements to credit frameworks, rating methodologies, and control processes.
- Assist in developing checklists, review templates, and workflow enhancements.
- Guide junior analysts in performing credit review analysis.
- Allocate workloads, ensure timely completion of reviews, and maintain high-quality execution.
- Conduct performance reviews, identify skill gaps, and build capability within the team.
- Leads team in the achievement of project milestones and team goals
- To oversee the day-to-day activities of a group of employees
- Coaches, motivates and guides team members
- Utilizes best practice processes around work assignments, Project management and quality of output while maximizing overall team’s performance
- To improve efficiency, quality and services of ongoing projects/processes
- Significant portion of time still spent on perf

📌 Ops Processing Analyst/Sr. Analyst (Chennai)
🏢 NTT DATA
📍 Chennai