Bachelor or master's degree, Experience in Collection for mid market/corporate
Required Skills & Competencies
Analytical thinking and attention to detail.
Integrity and robust ethical standards.
Effective communication and reporting.
Process orientation and cutting-edge mindset.
Networking and stakeholder management.
Ability to understand complexity of deal
Flexibility for travel and onground for collection.
Technical proficiency in MIS and fraud systems.
Key Responsibilities Execution of Gold loan audits
Execute gold loans audits as and when assigned for proactive identification and remediation of Credit risk and the related risks such as regulatory, ficial, operational risks.
Conduct gold loans audits, as and when assigned, covering recent as well as existing branches, product,
channels aligned with the nature and complexity of the business to provide independent and objective assurance on the risk management and controls
Conduct gold loans audits covering controls over various risks inherent in the entire Lifecycle of gold loans across branches, product and channels in ABCL NBFC in accordance with the Policies, Procedures, Legal and Regulatory requirements, Internal Audit Standards, and leading best practices; Identify the areas requiring strengthening of controls and recommend systemic improvements for mitigating the risks
Conduct gold loans audits across gold loan branches and central functions to assess the adequacy and effectiveness of the monitoring processes and controls covering various key activities and areas in the gold loans lifecycle including collateral valuation and management, gold loans sanction, disbursement and servicing, recovery and auction processes, safekeeping and physical sec