Job Summary

Job Description Business Analyst

Enriching Lives Winning as ONE
Role Details
Business: Aditya Birla Capital
Unit: Aditya Birla Capital
Location: Bangalore
Role: Business Analyst
Department: LAS Insti
Eligibility Criteria
Masters in Fice, 34 Years of Relevant Experience
Responsibilities
The analyst is responsible to ensure that proposals are compliant with all the norms of credit policy, RBI regulations and other statutory regulations. He/she must maintain stipulated TAT in credit appraisal process and is also responsible for keeping update on the various changes in economic scenario, sectors, etc., coordination with sales team and RMG for faster decisions.
Analysis of quality proposals
To analyse the proposal as per the standard parameters
Analyse Management Risk, Industry Risk, Business Risk and Ficial Risk of the proposal
Adhere to the credit policy guidelines
Understand proposals by way of trade references, banker reference checks and other surrogates.
Capture the strength and weakness with proper mitigants




Responsible for maintaining check on allocated portfolio provide regular alerts to Relationship Team Management
Timely processing of credit proposals
Timely preparation of proposals highlighting strength and weakness in the proposal
Personal discussion with customers to understand business, cash flows, purpose of loan, etc and resolution of credit concerns.
Timely submission of proposals to Risk Team
Coordination with sales risk team members to ensure timely approval of proposals
Renewal / Enhancement of existing facility
Sending timely and advance intimation to sales team for proposals due for review and renewals
Timely preparation of review / renewal proposals.
To ensure the fulfilment of the condition stipulated at the time of sanction
Timely submission of review / renewal proposals to Risk Team and coordination with them for completion of timely reviews / renewals
Continuous Monitoring of port

📌 Business Analyst Mumbai
🏢 Aditya Birla Insulators
📍 Mumbai