Roles and Responsibilities :
- Manage a team of credit analysts to ensure timely review and approval of loan applications within regulatory guidelines.
- Develop and implement effective credit policies, procedures, and processes to minimize credit risks.
- Collaborate with other departments (e.g., sales, operations) to identify opportunities for growth while maintaining compliance with regulatory requirements.
- Conduct regular reviews of portfolio performance to identify trends, risks, and areas for improvement.
Job Requirements :
- 8-17 years of experience in banking or finance industry with expertise in credit underwriting or management.
- Robust understanding of credit policy development, implementation, and monitoring.
- Proven track record in managing teams responsible for credit analysis or appraisal.