RL - Wheels:Sales Manager - CVCE - Hybrid
INTERNAL USAGE:
No. of Vacancies: 1 Reports to: ASM - Hybrid
Is a Team leader Yes Team Size: 2 -3
Grade: AM, DM, M
Business: Retail Lending Department: Wheels Sub-Department: CVCE
Location: Mumbai
About
The Retail Lending department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the Rural lending business of the bank
AbouttheRole
Sales Manager is part of the Bank's frontline team, the representative of Bank for the customer whose primary responsibility is to onboard recent CVCE loans Customers and explore additional funding avenues for existing CVCE customers. They have to source CVCE business with the right mix of Used and New with the optimal channel mix, maintaining the target placement yield and fee.
Key Responsibilities
Business Goals & Profitability
Responsible to ensure achievement of volume targets of CVCE loans Business with right business mix of Current and Used with required channel mix, yield and fee with higher throughput from each off roll resource
Audit, Compliance, and Risk Management
Responsible for driving PDD collection and ensuring that thresholds are not breached
Ensure risk and compliance through quality customer sourcing, timely and satisfactory closure of all regulatory points
Sales and Channel Development
Meet existing CVCE customers to understand their repeat funding requirement and onboard Recent to Bank CVCE customers to drive volumes
Responsible for ensuring end-to-end processing of cases by liaising with cross functional departments
Establish relationships and enhance engagement with branches and channel partners
Each relationship to be pitched with liability relationship and getting SI from existing and opening of recent accounts
Adoption of Siddhi Application to enhance ef