Key Responsibilities:
Audit Planning and Execution:
Develop and execute a risk based internal audit plan for the microfinance portfolio.
Conduct audits of microfinance lending, credit underwriting, collections and financial reporting processes.
Assess compliance with bank policies, regulatory guidelines and industry best practices.
Risk Management and Compliance:
Identify potential risks in microfinance operations and recommend mitigation strategies to improve quality, reduce cost, increase productivity, and improve TAT by reducing redundancies, rework, etc. in Business Process.
Liaise with regulatory authorities (RBI) on all compliance-related matters.
Monitor adherence to internal controls and risk management frameworks.
Process Evaluation and Improvement:
Conduct regular internal audits and reviews to assess compliance with internal policies, procedures, and regulatory requirements.
Managing audit queries and resolution.
Analyze existing microfinance processes and identify areas for improvement in efficiency, effectiveness,



and risk mitigation.
Stakeholder Collaboration:
Provide management with project status updates, feedback, and appropriate reporting on key responsibilities and objectives
Achieve buy-in from all stakeholders for the successful application of performance excellence / performance improvement.

Experience: 4+ years of experience in microfinance audit, risk management, or a related field.

Technical Skills:
Robust understanding of RBI guidelines and regulations pertaining to microfinance lending.
Proficiency in audit techniques, risk assessment and data analysis.
Excellent analytical, problem-solving, and decision-making skills.
Robust communication, interpersonal, and presentation skills.
Proven ability to work independently and as part of a team.
Robust organizational and time-management skills.
Proficiency in Microsoft Office Suite

📌 General Manager Bengaluru
🏢 AU Small Finance Bank
📍 Bengaluru