Experience: 3- 10 Years

Location: Ghansoli office, Navi Mumbai

About the Role:

We, at Shriram Finance, are building an Enterprise Analytics function that goes beyond dashboards and reporting. Our mission is to transform analytics into strategic business capabilities that drives growth, strengthen Portfolio quality, improves customer experience, and unlocks recent revenue opportunities.

You will work directly with senior business leaders to solve high-impact business problems across lending, risk, customer life cycle, pricing, digital, collection, fraud and portfolio strategy.

If you enjoy solving business problems using data, not just building reports, this role is for you. This is Techno-Functional Role.

What you will OWN:
Business Growth:
Identify chance to improve acquisition, conversion and customer profitability
Design analytics framework to accelerate business growth
Support strategic initiatives through data-driven recommendations
Credit & Risk Analytics:
Build underwriting and portfolio monitoring strategies
Develop Early Warning Systems (EWS)
Improve Portfolio quality using predictive analytics
Customer Analytics:
Build Customer 360 capabilities
Drive segmentation, personalization and cross-sell strategies




Improve customer lifetime value
Pricing and Profitability:
Support Risk-based Pricing
Measure profitability at customer, product and portfolio levels
Optimize portfolio returns
Digital Analytics:
Analyze customer journeys
Improve digital conversion
Measure feature adoption and customer engagement
Portfolio Analytics:
Monitor portfolio health
Build MIS and executive dashboards
Identify emerging business opportunities

We value People who:
Think like business owner rather than report/ MIS builders
Can translate Data into business decisions
Challenge assumptions with facts
Simplify complex problems
Communicate confidently with senior stakeholders
Learn quickly and embrace ambiguity
Are curios, cooperative and execution-focused

Requirements:
Strong knowledge of SQL, Python, Excel, PowerBI, Statistics, Predictive Analytics
Exposure to AI/ML, Experiment Design, Bureau data, Alternative data, BREs, A/B testing are added advantages
Strong analytical, conceptual, and problem-solving abilities.
Experience within Lending Industry (Bank/ NBFC/ Fintech/ Digital Lending platforms etc.) is must

📌 Enterprise Analytics & Strategy /data Scientist Mumbai
🏢 NOVAC
📍 Mumbai