Credit Manager-LAP-JDnnAbout Credit SaisonnnEstablished in 2019, CS India is one of the countrys fastest growing Non-BanknnFinancial Company (NBFC) lenders, with verticals in wholesale, direct lending andnntech-enabled partnerships with Non-Bank Financial Companies (NBFCs) andnnfintechs. Its tech-enabled model coupled with underwriting capability facilitatesnnlending at scale, meeting Indias huge gap for credit, especially with underservednnand under penetrated segments of the population.nnCredit Saison India is committed to growing as a lender and evolving its offeringsnnin India for the long-term for MSMEs, households, individuals and more. CS Indiannis registered with the Reserve Bank of India (RBI) and has an AAA rating fromnnCRISIL (a subsidiary of Su0026P Global) and CARE Ratings. Currently, CS India has annbranch network of 45 physical offices, 1.2 million active loans, an AUM of overnnUS$1.5B and an employee base of about 1,000 people.nnCredit Saison India (CS India) is part of Saison International, a global financialnncompany with a mission to bring people, partners and technology together,nncreating resilient and innovative financial solutions for positive impact. Across itsnnbusiness arms of lending and corporate venture capital, Saison International isnncommitted to being a transformative partner in creating opportunities and enablingnnthe dreams of people. Based in Singapore, over 1,000 employees work acrossnnSaisons global operations spanning Singapore, India, Indonesia, Thailand,nnVietnam, Mexico, Brazil.nnSaison International is the international headquarters (IHQ) of Credit SaisonnnCompany Limited, founded in 1951 and one of Japans largest lendingnnconglomerates with over 70 years of history and listed on the Tokyo StocknnExchange.



The Company has evolved from a credit-card issuer to a diversifiednnfinancial services provider across payments, leasing, finance, real estate andnnentertainment.nnMore about us on https://www.creditsaison.innnJob DescriptionnnnnPerforming assessment duties within the defined risk philosophy of thennCompanynnCredit appraisal of loan applications within the defined policy guidelines andnnaccordingly take decision or recommend for approval to higher authoritiesnnEnsuring due diligence in credit analysis, customer application screening,nnevaluation, underwriting and sanctioning of loansnnInteract with customers and co-lending partners to regularly monitornndelinquencies and early warning triggersnnWork closely and collaborate with the teams of Business development,nnTech,nnProduct and Operations u0026 support on offering innovative productsnnWorking in sync with the data analytics team to proactively contributenntowardsnnreal time calibration of credit policiesnnDelivering quality portfolio along within defined TAT and extending supportnnfornncollection activities whenever requirednnPromoting the culture of team work within the teamMonitoring and ownership of a complete product portfolio amongst differentnnproducts/partnerships we may work with. Monthly analysis of parametersnnlikenncustomer base, industry/ segment profile , loan average ticket size andnntenure; if are within the decided normsnnKeep a close eye on market and economic developments relevant for ourbusiness and share the learnings within the teamActive participation in special projects that may be assigned from time tonnEligibility Criteriann Candidates should have 4+ years of experience in Credit with valuablenncommunication skills and digital orientation.nn Qualification : graduation/ post-graduation in any field Experience of handling secured products (Small Ticket LAP) will be an .

📌 Credit Manager - Hyderabad (Khammam)
🏢 Credit Saison India
📍 Khammam