Credit Manager-LAP-JDnnAbout Credit SaisonnnEstablished in 2019, CS India is one of the countrys fastest growing Non-Bank nnFinancial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting Indias huge gap for credit, especially with underserved and under penetrated segments of the population.nnCredit Saison India is committed to growing as a lender and evolving its offerings in India for the long-term for MSMEs, households, individuals and more. CS India is registered with the Reserve Bank of India (RBI) and has an AAA rating fromnnCRISIL (a subsidiary of Su0026P; Global) and CARE Ratings. Currently, CS India has a branch network of 45 physical offices, 1.2 million active loans, an AUM of overnnUS$1.5B and an employee base of about 1,000 people.nnCredit Saison India (CS India) is part of Saison International, a global financial company with a mission to bring people, partners and technology together,nncreating resilient and creative financial solutions for positive impact. Across its business arms of lending and corporate venture capital, Saison International is committed to being a transformative partner in creating opportunities and enabling the dreams of people. Based in Singapore, over 1,000 employees work acrossnnSaisons global operations spanning Singapore, India, Indonesia, Thailand,nnVietnam, Mexico, Brazil.nnSaison International is the international headquarters (IHQ) of Credit SaisonnnCompany Limited, founded in 1951 and one of Japans largest lending conglomerates with over 70 years of history and listed on the Tokyo StocknnExchange.



The Company has evolved from a credit-card issuer to a diversified financial services provider across payments, leasing, finance, real estate and entertainment.nnMore about us on https://www.creditsaison.innn- Performing assessment duties within the defined risk philosophy of the nnCompany nn- Credit appraisal of loan applications within the defined policy guidelines and nnaccordingly take decision or recommend for approval to higher authorities n- Ensuring due diligence in credit analysis, customer application screening, nnevaluation, underwriting and sanctioning of loans n- Interact with customers and co-lending partners to regularly monitor nndelinquencies and early warning triggers n- Work closely and collaborate with the teams of Business development, nnTech, Product and Operations u0026 support on offering innovative products n- Working in sync with the data analytics team to proactively contribute nntowards real time calibration of credit policies n- Delivering quality portfolio along within defined TAT and extending support nnfor collection activities whenever required n- Promoting the culture of team work within the teamn- Monitoring and ownership of a complete product portfolio amongst different nnproducts/partnerships we may work with. Monthly analysis of parameters like n- customer base, industry/ segment profile , loan average ticket size and nntenure; if are within the decided norms n- Keep a close eye on market and economic developments relevant for ourn- business and share the learnings within the teamn- Active participation in special projects that may be assigned from time to nnEligibility Criteria n- Candidates should have 4+ years of experience in Credit with positive nncommunication skills and digital orientation. n- Qualification : graduation/ post-graduation in any fieldn- Experience of handling secured products (Small Ticket LAP) will be an .

📌 Credit Manager ( AP u0026 TS (Ramachandrapuram) (Vijayawada)
🏢 Credit Saison India
📍 Vijayawada