Job Title

Digital Innovation & Emerging Tech Manager

Business Unit

Digital Banking

Reporting To

Head - Digital Acceleration, Innovation & API Banking

Job Function and Role Type

Sales/Product/Audit/Risk/Compliance, Individual Contributor, Light Travel

Version No

1.0

Job Purpose

Plan, lead, and execute cutting-edge concepts and strategic projects for HDFC Bank's digital banking products and services. Establish channels to foster innovation through alliances and partnerships, ensuring HDFC Bank remains digitally advanced.

Key Responsibilities

Idea Generation (Concept Note Approvals)

Research emerging technologies and innovations in the BFSI sector to generate actionable ideas; Implement digital solutions for internal and external customer challenges; Log and secure approvals for innovation concepts through benchmarking and research.

Live Projects - Enhancements + FollowUp

Enhance customer experience and process improvements for launched products; Coordinate with stakeholders to ensure project progress and logical closure; Support go-live for enhancements and follow-ups.

Alliances, Partnerships & Engagement (Program Management)

Establish innovation channels through summits, academia programs, and new initiatives; Engage with incubators, accelerators, and sovereign innovation teams for startup collaborations; Organize Innovation Day and startup engagement events.

Revenue / Cost Savings (Lacs)

Achieve revenue and cost savings from approved concepts and live projects.

Teamwork / Co-orperation

Share knowledge within the team and maintain strong relationships with peers and superiors; Collaboratively drive projects to completion.





Research emerging technologies, innovations and latest

Analyze product and process improvements in the BFSI sector; Coordinate with teams for approvals and governance for product launches.

Education:

Post-Graduation: MBA.

Certifications:

None specified.

Key Competencies

Sales and influencing skills, banking product and process knowledge, planning and organizing skills, communication, knowledge of competition and financial industry trends.

Major Stakeholders

Customers, business/product teams, team operations, NR product team, group companies.

About HDFC Bank

HDFC Bank is one of India’s leading private banks. The Housing Development Finance Corporation Limited or HDFC Ltd was among the first financial institutions in India to receive an “in principle” approval from the Reserve Bank of India (RBI) to set up a bank in the private sector. This was done as part of RBI’s policy for liberalization of the Indian banking industry in 1994. HDFC Bank was incorporated in August 1994 in the name of HDFC Bank Limited, with its registered office in Mumbai, India. The bank commenced operations as a Scheduled Commercial Bank in January 1995. As of March 31, 2026, the Bank’s distribution network was at 9,689 branches and 21,172 ATMs across 4,175 cities / towns as against 9,455 branches and 21,139 ATMs across 4,150 cities / towns as of March 31, 2025. 50% of the branches are in semi-urban and rural areas. In addition, the Bank has 14,400 business correspondents, which are primarily manned by Common Service Centres (CSC). The Bank’s international operations comprise five branch

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📌 Digital Innovation & Emerging Tech Mgr (Mumbai)
🏢 HDFC Bank
📍 Mumbai