Job Requirements

Job Requirements

Job Description:

Position: Associate Debt Manager-Recoveries

Company Name: IDFC FIRST Bank

Job Type: Full-Time

Job Category: Retail Banking

Department: Retail Banking > Debt Management-Recoveries > Field > 2 Wheeler & Pre-Owned Cars

Location: Delhi, India

IDFC FIRST Bank is seeking a highly motivated and results-driven individual to join our team as an Associate Debt Manager-Recoveries. As a leading bank in the retail banking sector, we are committed to providing our customers with the best financial solutions and services. We are looking for a candidate who shares our passion for excellence and is dedicated to helping us achieve our goals.

Key Responsibilities:

Manage the recovery process for 2 wheeler and pre-owned car loans in the assigned territory
Monitor and track delinquent accounts and take necessary actions to recover outstanding amounts
Conduct field visits to customers' homes and workplaces to negotiate and collect payments




Build and maintain relationships with customers to understand their financial situation and provide appropriate solutions
Collaborate with internal teams such as legal, risk, and collections to ensure timely and effective recovery
Prepare and submit reports on recovery activities and progress to the management team
Stay updated on industry trends and regulations related to debt management and recovery

Qualifications:

Bachelor's degree in finance, business administration, or a related field
Minimum of 2 years of experience in debt management and recovery, preferably in the retail banking sector
Knowledge of 2 wheeler and pre-owned car loan products and processes
Strong negotiation and communication skills
Ability to work independently and in a team environment
Proficient in MS Office and other relevant software
Willingness to travel within the assigned territory

We Offer:

Competitive salary and benefits package
Opportunities for career growth and development
A agile and inclusive work e

📌 Associate Debt Manager-Recoveries (Ludhiana)
🏢 IDFC FIRST Bank
📍 Ludhiana