Key Responsibilities

Deliver functional capabilities for Credit Transformation products and initiatives primarily focusing on the credit assessment process
SME on the RWA calculator, which is used for RWA, RoRWA and EL calculation. Understanding regulatory requirements and business requirements to manage the change in the calculator
Draft and refine user stories, including detailed acceptance criteria
Consult with the Chief/Cluster/Product Owners and SMEs to prioritise and shape the product backlog, using Agile best practices for prioritisation around business value
Excellent documentation skills, ability to convey complex information with objectivity and brevity
Participate in and facilitate relevant scrum ceremonies such as backlog refinement, sprint planning, review, and retrospective sessions
Support build and test activities
Assist in implementation / rollout including UAT, user trainings, UVT and post go live support.
Proactively support Agile practices and foster a culture of continuous service improvement




Drive continuous improvements on processes and user experience using a data driven, structured approach

Key Stakeholders

All business and Credit stakeholders that are impacted or involved in the Credit Lifecycle
Credit Transformation team
TTO
Client Coverage COO
Credit Process Owners
Credit Policy

Skills And Experience

15-18 years of work experience in Credit and Credit Transformation activities.
Understand key components of RWA calculator and workings
Knowledge and experience in credit processes and policies is preferred.
Experience with Agile methodology, writing user stories, prioritizing backlog, etc. is essential.
Experience in managing project documentation such as user stories and test scenarios using collaboration tools
Valuable strategic thinking in identifying solutions and selecting the best combination of practices
Demonstrated ability to work effectively independently and as part of a team, including taking initiative, providing regular update

📌 Product Owner (Bengaluru)
🏢 Standard Chartered India
📍 Bengaluru