- Client Relationship Management: Develop and maintain strong relationships with a portfolio of clients, acting as their primary contact for credit-related needs.
- Credit Analysis and Risk Assessment: Review and analyze credit applications, evaluate financial data, and assess the creditworthiness and risk associated with each client.
- Sales and Business Development: Identify and pursue recent business opportunities, meet sales targets, and cross-sell banking products and services to existing clients.
- Loan Application Processing: Gather necessary documentation, prepare credit applications and records, and present them to the credit committee.
- Loan Monitoring and Compliance: Monitor existing loans, ensure compliance with bank policies and regulations, and manage loan renewals.
- Problem-Solving: Address client inquiries and resolve issues promptly.
- Internal Coordination: Liaise with internal teams,



such as loan officers and collections departments, to ensure smooth operations.

- Key skills and qualifications

- Financial Acumen: Strong analytical skills to assess financial data, understand credit risk, and calculate financial ratios.
- Client-Facing Skills: Excellent communication, negotiation, and interpersonal skills to build and maintain client relationships.
- Organizational Skills: Ability to manage multiple client accounts and tasks efficiently, with strong attention to detail.
- Technical Proficiency: Proficiency in Microsoft Office Suite and Customer Relationship Management (CRM) software.
- Education: Typically requires a bachelor's degree in a related field such as Finance, Banking, or Business Administration.

📌 Credit Relationship Officer (Chennai)
🏢 Nameless
📍 Chennai