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Job Overview:
Responsibilities:
- Develop recommendations to adjust credit policies by analyzing credit and financial performance utilizing statistical scoring, segmentation, regression and simulation techniques
- Implement initiatives to ensure consistency and compliance with credit policies
- Utilize SAS in a UNIX environment to perform risk, financial and data analysis including profiling, sampling, reconciliation, and quality testing
- Prepare risk management presentations for senior management that include analytics on portfolio performance, emerging trends and areas of opportunity

RecommendedQualifications:
- 5-8 years relevant experience
- Degree in Quantitative Fields such as Economics, Engineering, Operations Research, Business Finance, or Mathematics (Master’s degree preferred)




- Previous experience in credit card risk management or equivalent training and experience preferably in the financial services industry
- Demonstrated ability to synthesize, prioritize and drive results with a high sense of urgency
- Must be highly organized and able to work in a fast paced environment managing multiple projects and possess effective interpersonal, organizational and analytic skills
- Extensive knowledge of SAS or SQL programming and literacy with MS Office software required

Education:
- Bachelor’s/University degree or equivalent experience

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.Job Family Group:Risk Management
- Job Family: Credit Risk
- Time Type: Full time
- Most Relevant Skills:Analytical Thinking, Credible Challenge, Financial Analysis, Governance, Policy, Procedure, and Regulation,

📌 Credit Officer (Mumbai)
🏢 Citi
📍 Mumbai