Key Responsibilities

Environmental &

- Social Due Diligence

- Conduct E&S; risk assessment of recent and existing credit proposals; review sector-specific risks, regulatory compliance, permits, and borrower practices in line with ABCL policy.

Risk Identification &

- Mitigation

- Identify key environmental, social, health & safety risks; recommend mitigation measures, covenants, and risk controls for decision-making.

Environmental &

- Social Action Plan (ESAP) Management

- Prepare ESAPs based on identified gaps; coordinate with customers and internal teams for timely implementation and closure of action items.

Monitoring &

- Compliance Review

- Track ongoing borrower compliance with agreed E&S; conditions through periodic reviews, site visits, document checks,



and escalation of deviations.

Stakeholder Engagement &

- Advisory

- Guide customers on ABCL’s E&S; requirements; support issue resolution, corrective actions, and awareness on sustainable practices.

Reporting &

- Documentation

- Prepare summary notes for risk/credit committees, maintain accurate due diligence records, monitoring reports, and MIS for management review.

Policy &

- Capability Development

- Keep track of regulatory and global E&S; developments; support enhancement of internal frameworks, processes, and staff/customer training initiatives.

📌 Team Member - ESG (Maharashtra)
🏢 Aditya Birla Capital
📍 Maharashtra