Job Summary

Responsible for building and nurturing strong, long-term relationships with clients seeking secured direct lending solutions, ensuring their financial needs are met while driving business growth and maintaining high levels of customer satisfaction.

Job Responsibilities

Develop and manage a portfolio of secured direct lending clients, acting as their primary point of contact and trusted advisor.

Proactively identify and assess client financial needs, offering tailored secured lending products and services.

Conduct thorough financial analysis and due diligence for potential and existing clients, including reviewing financial statements, collateral assessments, and risk profiles.

Prepare and present comprehensive loan proposals to credit committees, articulating client needs, risk mitigation strategies, and deal rationale.

Negotiate terms and conditions of secured direct loans, ensuring alignment with company policies and client requirements.

Monitor client accounts and loan performance, proactively identifying and addressing any potential issues or opportunities.

Collaborate with internal teams, including credit, legal, and operations, to ensure seamless execution of client transactions.





Stay informed about market trends, competitor activities, and regulatory changes within the secured lending landscape.

Achieve and exceed individual and team sales targets and client retention goals.

Maintain accurate and up-to-date client records and reporting.

Job Qualifications**

Bachelor's degree in Finance, Business Administration, Economics, or a related field.

Proven experience (typically 5+ years) in relationship management, commercial lending, or corporate banking, with a strong focus on secured direct lending products.

In-depth knowledge of various secured lending structures, collateral types, and credit risk assessment.

Solid financial analytical skills with the ability to interpret complex financial statements and market data.

Excellent communication, negotiation, and interpersonal skills.

Demonstrated ability to build and maintain strong client relationships.

Results-oriented with a proven track record of achieving sales targets.

High level of integrity and professional ethics.

- Proficiency in CRM software and Microsoft Office Suite.

📌 Relationship Manager - Secured Direct (Vijayawada)
🏢 Credit Saison India
📍 Vijayawada