Job Summary

As a Relationship Manager - Secured Direct, you will be responsible for managing and growing a portfolio of high-value clients seeking secured lending solutions. You will act as a primary point of contact, understanding client financial needs, and facilitating the direct origination and execution of secured loan products.

Job Responsibilities

Develop and maintain strong, long-lasting relationships with a portfolio of existing and prospective high-net-worth and corporate clients.

Proactively identify and cultivate new business opportunities within the secured direct lending market.

Conduct thorough financial analysis and due diligence on client applications, ensuring adherence to credit policies and risk parameters.

Structure and negotiate complex secured lending transactions, including real estate-backed loans, asset-backed financing, and other collateralized facilities.

Prepare and present compelling loan proposals to credit committees and clients.

Collaborate effectively with internal teams, including credit, legal, and operations, to ensure seamless execution of transactions.

Monitor portfolio performance, identify potential risks, and implement mitigation strategies.

Stay abreast of market trends, regulatory changes, and competitive landscape within secured direct lending.





Provide exceptional client service, addressing inquiries and resolving issues promptly and professionally.

Achieve individual and team sales targets and contribute to the overall growth of the secured direct lending business.

Job Qualifications**

Bachelor's degree in Finance, Business Administration, Economics, or a related field. MBA or relevant professional certifications (e.g., CFA) preferred.

Minimum of 5-7 years of experience in relationship management, corporate banking, or secured lending, with a proven track record of originating and managing direct secured loan portfolios.

Deep understanding of secured lending products, credit analysis, risk management principles, and regulatory requirements.

Strong financial modeling, analytical, and problem-solving skills.

Excellent communication, negotiation, and interpersonal skills, with the ability to build rapport with diverse client segments.

Demonstrated ability to work independently, manage multiple priorities, and thrive in a fast-paced environment.

Proficiency in financial software and Microsoft Office Suite (Excel, Word, PowerPoint).

A robust network within the high-net-worth and corporate client segments is a significant advantage.

📌 Relationship manager - Secured Direct (Warangal)
🏢 Credit Saison India
📍 Warangal