.

- Business/Function
- Adopting and Implementing Risk Based audit methodology, planning the audit schedule for state/ region with the Head Audit to ensure coverage in line with RBAP.
- Ensure to conduct/ cover process and thematic audit as and when required as per Annual Audit Plan.
- Efficient allocation of Audit Assignment among the team members.
- Ensuring prescribed samples are covered in each audit
- Review of Audit Work Papers
- Ensuring accomplishments of Monthly /Quarterly annual audit plan for allotted areas.
- Check adherence of internal policies, processes & products with the applicable RBI rules and regulations.
- Highlight the design & operational level gaps identified during audits to the concerned stakeholders for enhancement of audit.
- Must conduct independent process/lending product audits
- Customer (Both Internal & External)
- Skilled and cordial relationship to be maintained at all the times with the Auditees during and after the Audit.
- Ensure audit team shares the Daily observation sheet with the Business Team during the audits and the Draft Audit findings after closing meeting.
- Stringent monitoring of Non-compliances from Business units as well as from other functions.
- Assisting Head Credit Audit for preparation and submission of various RBI required data to Compliance department.
- Assisting Head Credit Audit for providing data as per Head Office/RBI-AFI, requirement as applicable.
- To liaise with Concurrent Auditors

3.

Internal

Process

- Assisting Head Credit Audit for ensuring Audit Reports are rolled out within the prescribed timelines
- Ensure quality & reliability of the audit reports.




- Assisting Head Credit Audit in circulations & closure of all the audit reports
- Preservation of Circulated and Closed Report for RBI review if any required.
- Any critical issues, lending frauds etc., to be immediately communicated to the Head Credit Audit.
- Execution of Audit with the junior team members to monitor & supervise their work and simultaneous correct the reports
- Monthly/Quarterly - Quality Assurance & Improvement Program (QAIP) to be completed and report to be submitted to Head Credit Audit and identified gaps to be rectified.
- To ensure maintenance of audit work paper and documentary evidences as per the guidelines
- Business/Function
- Adopting and Implementing Risk Based audit methodology, planning the audit schedule for state/ region with the Head Audit to ensure coverage in line with RBAP.
- Ensure to conduct/ cover process and thematic audit as and when required as per Annual Audit Plan.
- Efficient allocation of Audit Assignment among the team members.
- Ensuring prescribed samples are covered in each audit
- Review of Audit Work Papers
- Ensuring accomplishments of Monthly /Quarterly annual audit plan for allotted areas.
- Check adherence of internal policies, processes & products with the applicable RBI rules and regulations.




- Highlight the design & operational level gaps identified during audits to the concerned stakeholders for enhancement of audit.
- Must conduct independent process/lending product audits
- Customer (Both Internal & External)
- Professional and cordial relationship to be maintained at all the times with the Auditees during and after the Audit.
- Ensure audit team shares the Daily observation sheet with the Business Team during the audits and the Draft Audit findings after closing meeting.
- Stringent monitoring of Non-compliances from Business units as well as from other functions.
- Assisting Head Credit Audit for preparation and submission of various RBI required data to Compliance department.
- Assisting Head Credit Audit for providing data as per Head Office/RBI-AFI, requirement as applicable.
- To liaise with Concurrent Auditors

3.

Internal

Process

- Assisting Head Credit Audit for ensuring Audit Reports are rolled out within the prescribed timelines
- Ensure quality & reliability of the audit reports.
- Assisting Head Credit Audit in circulations & closure of all the audit reports
- Preservation of Circulated and Closed Report for RBI review if any required.
- Any critical issues, lending frauds etc., to be immediately communicated to the Head Credit Audit.
- Execution of Audit with the junior team members to monitor & supervise their work and simultaneous correct the reports
- Monthly/Quarterly - Quality Assurance & Improvement Program (QAIP) to be completed and report to be submitted to Head Credit Audit and identified gaps to be rectified.
- To ensure maintenance of audit work paper and documentary evidences as per the guidelines

Key Responsibilities:

📌 Credit Audit (Navi Mumbai)
🏢 Unity SFB
📍 Navi Mumbai