About Angel One:

Angel One is one of India's fastest growing fin-techs, on a bold mission to make investing simple, smart, and inclusive for every Indian. With over 3+ crore clients, were building at scale and building for impact.

Our Super App helps clients manage their investments, trade seamlessly, and access financial tools tailored to their goals. We are working to build personalized financial journeys for our clients, powered by new-age tech, AI, Machine Learning and Data Science.

We're a builder's company at heart. You’ll have the space to experiment, the freedom to move with velocity, and the mandate to make bold, user-first decisions – every single day.

The vibe? Think less hierarchy, more momentum. Everyone has a seat at the table and a shot to build something that lasts.

Be part of a team that’s scaling sustainably, thinking big, and building for the next billion.

Why You'll Love Working at Angel One!

- Tech Systems that run at Scale: From AI to real-time data infra, you’ll work on tech that’s ahead of the curve and solve problems that truly matter.
- Build one of India’s Leading Fintech Platform: We’re not just disrupting finance – we’re shaping how billion Indians access wealth.
- Own It. Drive It. Scale It: You’ll have the freedom to lead, the resources to build, and the opportunity to leave your mark.
- Empowered Growth: We invest in your growth and empower you to explore your full potential.
- Exceptional Benefits: Our comprehensive benefits package includes health insurance, wellness programs, learning & development opportunities, and more.

Role: Business Associate - Lending

Location: Mumbai

What you will do:

The Business Analyst (FinTech Lending) will own the business lifecycle of high-throughput digital lending platform. You will translate complex consumer lending strategies into highly scalable technical & business requirements. Your primary focus will be optimizing our automated platform partnerships.

Key Responsibilities

- Platform Product Backlog:



Own the grooming, prioritization, and management of the technical product backlog in Jira for cross-functional product & engineering squads.
- Credit Automation & Rule Engine: Collaborate with Risk Analytics to translate credit scorecards, fraud rules, and automated decisioning logic into scalable system configurations.
- End-to-End Journey Optimization: Map and streamline entirely paperless borrower journeys, focusing on instant onboarding, drop-off reduction, and friction-free user experiences.
- API Ecosystem Orchestration: Write detailed functional specifications for REST API integrations with credit bureaus, identity verification providers (KYC/AML), fraud engines, and payment rails.
- Data-Driven Insights: Utilize SQL to analyze funnel drop-offs, loan performance data, and system exceptions to continuously propose platform enhancements.
- Partner business hygiene: Computation of the payouts for partners and maintaining lifecycles of release and credits into P & L for the business with SLA adherence and maintaining right governance practices
- Management reporting of the data and required strategy documents

Who you are:

- FinTech Expertise: 2-3 years of experience as a BA or Product Analyst within a FinTech startup, Digital Lending platform, or Neo-bank.
- Technical Skills: Strong understanding of REST APIs, JSON structures,Webhooks, and basic SQL queries & tableau dashboard management
- Lending Domain: Deep operational knowledge of digital retail lending cycles, including automated underwriting, loan servicing, interest calculation engine logic, and collections.

At Angel One, our thriving culture is rooted in Diversity, Equity, and Inclusion (DEI). As an Equal chance employer, we wholeheartedly welcome people from all backgrounds irrespective of caste, religion, gender, marital status, sexuality, disability, class or age to be part of our team. We believe that everyone's unique experiences and viewpoints make us stronger together. Come and be a part of #OneSpace*, where your individuality is celebrated and embraced.

📌 Business Associate - Lending (Mumbai)
🏢 Angel One
📍 Mumbai