Description
Credit and Fraud Risk Credit and Fraud Risk (CFR) is a global function responsible for making effective credit and fraud risk decisions that uphold operational excellence, enable sustainable growth, and accelerate innovation across American Express. CFR brings together advanced technology, data, and analytical capabilities to strengthen risk decision-making, enable real-time customer communications, and support fraud servicing. The team plays an significant role in protecting our customers and the company while enabling responsible business growth.

About the Role
We are looking for a Analyst – Data Governance & Management to support the development, and execution of data capabilities that support customer management risk models for the U.S. market like CDSS and TSR.

In this role, you will help ensure that high-quality, reliable, and accessible data is available to support model development, performance monitoring, and ongoing analytical needs.
You will work at the intersection of data, analytics, risk management,



collaborating with cross-functional teams to improve how data is managed, governed, and consumed.

A key focus of the role will be driving innovation in the data ecosystem. You will have opportunities to leverage technologies such as GenAI, BigQuery and Python, along with automation, to simplify data access, reduce manual effort, improve scalability, and develop more efficient and cost-effective data solutions.

Responsibilities
- Develop a strong understanding of the American Express business and the key data and analytical drivers behind customer and risk management decisions.
- Develop, review, and maintain data capabilities supporting customer management and risk models, including datasets used for model development, execution, and ongoing performance monitoring.
- Analyze large and complex datasets to identify meaningful patterns, trends, data quality issues, and opportunities for improvement.
- Identify opportunities to automate manual pro

📌 Analyst - Data Governance & Management (Bengaluru Urban)
🏢 American Express
📍 Bengaluru Urban