Detailed Responsibilities

M1 — Liquidity & Interest Rate Risk Management
- Own end-to-end liquidity risk and interest-rate risk management for the company.
- Manage cash flow forecasting, drawdown planning, monitoring of approvals and daily liquidity positioning.
- Ensure compliance with Liquidity Coverage Ratio (LCR), Stress Testing, Contingency Funding Plan (CFP) and other key ALM parameters.
- Create, track and monitor market-risk benchmarks for investments and treasury exposures.

M2 — FTP, Cost of Funds & Capital Adequacy
- Establish and maintain the Fund Transfer Pricing (FTP) mechanism across Lines of Business.
- Partner with business teams to work out a suitable cost of funds for each Line of Business.
- Manage the various levers of Capital Adequacy to drive effective capital utilisation.
- Finalise monthly / quarterly / yearly Cost of Borrowing and other associated treasury costs.
- Conduct competitor analysis on borrowings and cost of funds to benchmark Hero FinCorp's position.

M3 — Regulatory Reporting, Compliance & Audit




- Submit RBI regulatory returns relating to Treasury and provide data inputs for other returns, including ad-hoc requirements.
- Monitor accounting closures, ECB borrowing workings and annual disclosures.
- Handle statutory, RBI, tax and bank auditors on all Treasury-related matters.
- Track economic and regulatory changes and present detailed financial-impact assessments to management.

M4 — ALCO, Stress Testing & Contingency Funding
- Ensure timely preparation of ALCO presentations, closing minutes of meeting and related compliances.
- Run periodic stress tests and maintain the Contingency Funding Plan.
- Provide analytical support for ALCO decisions on liability mix, hedging strategy and liquidity buffer.

M5 — Investor, Rating Agency & Stakeholder Management
- Handle queries from investors, rating agencies and internal stakeholders.
- Own investor decks, CMA, QIS and portfolio cuts shared with rating agencies.
- Continuously update

📌 Lead - Mid Office, Treasury (Gurugram)
🏢 Hero FinCorp
📍 Gurugram