22 Aug
|
Axis Finance (AFL)
|
Mumbai Suburban
22 Aug
Axis Finance (AFL)
Mumbai Suburban
Job Purpose :
To evaluate, approve, and manage credit proposals for Business Loans while ensuring portfolio quality, policy compliance, and risk control.
Key Responsibilities :
- Conduct credit appraisal of Business Loan proposals.
- Analyze financial statements, bank statements, GST returns, ITRs, bureau reports, and cash flow assessments.
- Assess borrower repayment capacity, business stability, and credit risk.
- Review and approve cases within assigned lending authority.
- Identify early warning signals and recommend risk mitigation measures.
- Coordinate with Sales, Operations, RCU, and Collections teams.
- Ensure adherence to credit policy, regulatory guidelines, and TAT commitments.
- Maintain asset quality and support portfolio growth.
Eligibility :
- Graduate in Commerce, Finance, Economics, or related discipline.
- MBA (Finance) / CA preferred.
📌 Credit Manager (Mumbai Suburban)
🏢 Axis Finance (AFL)
📍 Mumbai Suburban