Roles and Responsibilities :
- Develop and implement credit risk policies for home finance products, ensuring compliance with regulatory requirements.
- Monitor portfolio performance, identifying trends and areas for improvement, and making recommendations for mitigation strategies.
- Collaborate with cross-functional teams to design and deliver training programs on credit risk management best practices.
- Provide expert guidance on credit risk assessment techniques, data analysis, and reporting to stakeholders.
Job Requirements :
- 6-15 years of experience in banking or financial services industry, preferably in a similar role.
- Robust understanding of credit risk principles, regulations, and industry standards (e.g., Basel II).
- Proven track record in developing effective credit risk policies and procedures.
- Excellent analytical skills with ability to interpret complex data sets.