Basic Details: Fill the required information about business, unit, location, position, reports to position and date of updation of JD
Business
Financial Services

Unit
Aditya Birla Finance Limited

Location
Patna & Ranchi

Poornata Position Number of the job
Reports to: Poornata Position Number
Poornata Position Title of the job (30 characters max)
Area Credit Manager

Reports to: Poornata Position Title
Function
Risk Management & Compliance - RMC

Reports to: Function
Risk Management & Compliance

Department
BGFCRDC

Reports to: Department
Designation of the Employee
Area Credit Manager

Designation of the Manager
Date of writing/updation of JD
09 th Mar 2022
- Job Purpose : Write the purpose for which the job exists (in 2-3 lines) ( Max 1325 Characters)

The Purpose Of This Job Is:
- Review STSL D2C credit proposals, carry out thorough due diligence within stipulated turnaround times and decision of the cases / recommend the same to respective authorities - Zonal Credit Manager, National Risk Manager, Credit Committee for decision/ approvals on the case




- Maintain the quality of portfolio by regularly reviewing the portfolio and suggesting for the policy changes accordingly if any
- Regularly Review & Monitor the Portfolio Performance, PDD movement and Compliance related matters
- Regularly Review & Monitor Vendor Management and closure of Audit queries
- Bringing in the Process Efficiency & Quality Improvement Initiative, Cost Reduction Initiatives and Stakeholder Management

Customer Centricity, Productivity and People Management
- Dimensions : Mention quantitative or qualitative parameters that are relevant for the job and provide a better understanding of the scope and scale of the job.

Business Workforce Number

(Max 254 Characters)

Unit Workforce Number

(Max 254 Characters)

Function Workforce Number

(Max 254 Characters)

Department Workforce Number

(Max 254 Characters)

Other Quantitative and Key Parameters for the job: Budgets/ Volumes/No. of Pr

📌 Area Credit Head (Karnataka)
🏢 Aditya Birla Capital
📍 Karnataka