The RuPay Product Core is responsible for building, enhancing, and evolving the core product capabilities of the RuPay card network across domestic and international markets. The role focuses on architecting largescale payment platforms, strengthening the schemes core infrastructure, driving innovation aligned with global card payment ecosystems, and ensuring bestinclass product design backed by solid regulatory and EMVCo fundamentals.

Key Responsibilities:
- Lead the development and enhancement of the RuPay Core Product Stack, including issuance, acceptance, processing, authentication, compliance and risk controls.
- Drive endtoend development of foundational capabilities, modernization and roadmap for EMV authorization flows, 3DS authentication, global switching, routing, risk-based evaluation, Tokenization and authorization standards
- Collaborate with technology, operations, and security teams to evolve platform performance, throughput efficiency, and latency improvements.
- Lead ecosystem alignment for certification, compliance, and deployment of EMVCo-driven changes.




- End-to-End Solution Ownership : Define solution architecture, scope, timelines, and delivery plans.
- Ensure full compliance with RBI, EMVCo, PCI-DSS, network, and data security regulations.
- Interpret new regulatory guidelines and translate them into product features, ecosystem advisories, and implementation frameworks.
- Work closely with issuers, acquirers, regulator, payment processors, fintechs, and OEM partners to drive adoption of core features
- Monitor transaction throughput, operational metrics, success rates, and partner performance; identify and drive resolution of systemic issues.
- Be able to independently handle technical assignments, especially around design and architecture for payment APIs (with a focus on Card Payments).
- Demonstrate the ability to read and understand code, as well as have a clear grasp of development and testing lifecycles, including commonly used tools.

📌 Rupay Product Core (Mumbai)
🏢 National Payments Corporation Of India (NPCI)
📍 Mumbai