Role & responsibilities:
This position would include the mentioned set of responsibilities but not limited to:
- Underwrite corporate card applications which includes interpreting and analyzing financial statements, understanding and having an informed view of the borrowers credit facilities, interpreting the CIBIL and CMR reports amongst others
- Should have positive understanding on legal aspects of documentation requirements w.r.t application form, board resolution, undertakings, auto-debit mandates etc.
- Should be able to decision correctly and properly in terms of assigning corporate card limits balancing risk management norms along-with facilitating adequate corporate spends.
- Should be able to mentor and coach team-members to help improve the quality of approval notes and the teams ability to correctly analyze financial information
- Should be able to effectively and with clarity address queries from sales Teams and should work towards minimizing the same




- Underwrite corporate card applications through a holistic approach involving taking a 360-degree view of the corporate including the industry in which it operates, news & updates related to the corporate and any information which is discernible through social media
- Should working towards clearing pendency's without compromising on quality
- Should also be able to contribute in improving and further building of MIS and dashboarding pertaining to corporate card underwriting.

Job specific skills: Applicants should possess the following attributes:
- Experience in underwriting at a manager level position in unsecured lending (cards/PL) in corporate underwriting.
- Valuable understanding of interpreting / analysis of financial statements and treatment of various line items appearing in the balance sheet and P&L; and supporting schedules
- Has worked extensively in the corporate lending space and has the ability to read the fine print in financial statements. Would be an added advantage if has awareness of third-par

📌 Manager/Deputy Manager (Goregaon)
🏢 BOBCARD
📍 Goregaon