*Opening – Credit Manager | NBFC*

*Department:* Credit / Risk Management
*Location:* As per company requirement
*Experience:* 1–3 Years
*Qualification:* Graduate / Postgraduate – Finance, Commerce, BBA/MBA or related field
*Employment:* Full time

*Job Responsibilities:*
- Loan/Lease application evaluation & credit appraisal
- End-to-end KYC verification – Aadhaar, PAN & related documents
- Bank Statement Analysis (BSA)
- CIBIL / Experian / CRIF / Equifax report analysis
- FOIR / DBR calculation & repayment capacity assessment
- SMS transaction/salary data analysis
- Fraud & risk identification
- Approve / Decline / Escalate cases as per authority matrix
- Coordination with FI, RCU, Sales & Collections teams
- Ensure RBI, KYC/AML/CFT & internal policy compliance
- Maintain audit-ready credit documentation

*Must-Have Skills:*
Credit Underwriting / Credit Appraisal
KYC Verification
Bank Statement Analysis
Credit Bureau Analysis
FOIR / DBR
Risk & Fraud Assessment
MS Excel
NBFC / Banking / Lending experience preferred

Pay: ₹41,000.00 - ₹50,000.00 per month

Benefits:
- Provident Fund

Work Location: In person

📌 Credit Manager (Mumbai City)
🏢 Get Naukri
📍 Mumbai City