? Exciting Career Opportunity at Kotak Mahindra Bank for a Credit Manager role in Small Business Enterprise(SBE) Credit team based at Kolkata.

Inviting all CA experienced folks for an excellent chance to build your career with one of India’s leading private sector banks

*Position Details:
Position: Credit Manager – SBE
Location: Kolkata
Grade: Sr Manager and AVP (M3/M4/M5)
CTC: As per industry standards

*Job description :
We are looking for a Credit Manager in Kolkata who would be responsible for Processing of loan applications under surrogate & financials.

Selected candidate would be responsible for evaluating and managing the creditworthiness of potential business borrowers, assessing risks, and ensuring compliance with company credit policies.

He/ She would analyze financial information, monitor loan performance, and manage collections, ultimately minimizing financial risk and maximizing profitability for the lending institution.

*Role & responsibilities :

Credit Assessment:
Reviewing loan applications, financial statements, credit reports,



and other relevant documents to assess a business's creditworthiness.

Risk Analysis:
Identifying potential risks associated with lending to specific businesses, evaluating their ability to repay loans, and determining appropriate loan terms.

Loan Approval:
Approving or rejecting loan applications based on creditworthiness and adherence to company policies.

Credit Limit Determination:
Setting appropriate credit limits for approved loans, ensuring they align with the borrower's financial capacity and risk profile.

Credit Monitoring:
Continuously monitoring the performance of existing loans, identifying early warning signs of potential defaults, and taking necessary actions to mitigate risks.

Relationship Management:
Building and maintaining relationships with internal stakeholders, such as sales and relationship management teams, as well as external stakeholders, such as borrowers and industry professionals.

Re

📌 Credit Manager (Kolkata)
🏢 Kotak Mahindra Bank
📍 Kolkata