23 Aug
|
Ignites Human Capital
|
Bengaluru
23 Aug
Ignites Human Capital
Bengaluru
Roles and Responsibilities:
- Loan Application Review : Evaluate and review mortgage loan applications to assess the creditworthiness and risk associated with the borrower. Ensure that applications meet both regulatory and company guidelines.
- Risk Assessment : Analyze financial documents, credit reports, appraisals, property valuations, and income verification to determine the risk associated with a mortgage application.
- Decision-Making : Approve, deny, or recommend modifications for mortgage loans based on underwriting guidelines and financial data, ensuring compliance with internal policies and external regulations.
- Compliance & Regulatory Knowledge : Ensure that all underwriting decisions comply with regulatory requirements, including federal, state, and local laws (e.g., RESPA, TILA, TRID, and HMDA).
- Documentation Management : Review borrower documents, such as income statements, tax returns,
📌 Underwriting /mortgage (Bengaluru)
🏢 Ignites Human Capital
📍 Bengaluru