Cards Product Owner - Contract (Senior, 10+ years)
Client: Global systems integrator, cards & payments practice (client named at shortlist)
Programme: Cards transformation — platform migration, portfolio conversion and scheme mandate delivery
Location: India — Bangalore or Pune (hybrid);
Engagement: Contract to Hire, day rate. Initial 6 months contract to hire.

The short version...
We are looking for a Cards Product Owner who has actually owned a change on a card estate — not run one. Somebody who has stood in front of a steering committee and defended a migration cutover plan, negotiated a scheme mandate deadline, or written the backlog that moved a portfolio from one processor to another.

Requirements
What you will own......
· The product backlog for a card platform workstream — issuing, issuer processing, acquiring, authorisation, clearing and settlement, disputes, or the full card lifecycle depending on the workstream you take.

· Migration and conversion scope. Defining what moves, in what order, at what risk. Portfolio conversion rules, BIN migration sequencing,



data mapping between the legacy processor and the target, parallel-run and fallback criteria.

Scheme mandate delivery. Reading the Visa and Mastercard release bulletins, deciding what is in scope, translating mandate text into stories with an immovable date attached, and holding the programme to it.

The definition of done. Acceptance criteria that a certification team, a scheme test house and an operations lead all recognise.

Stakeholder translation. Between the bank's product and operations teams, the processor or vendor, the scheme, and the delivery squads. You are the person who can hold a conversation about interchange economics in the morning and ISO 8583 message fields in the afternoon.

Trade-off calls. Scope against date against risk, argued with evidence, in a regulated setting where the wrong call has a customer-impact and a regulatory tail.

Mandatory — you will be screened out with

📌 Cards Product Owner (Pune)
🏢 Yadimen Consulting
📍 Pune