Deputy Manager | Credit Underwriting | Delhi | Regulatory & Financial Risk
- Job requisition ID : 111456
- Location: Delhi
- Entity: Deloitte South Asia LLP

The team

Deloitte Strategy, Risk & Transaction helps entities mitigate risk while discovering recent opportunities to create value. Our end-to-end risk services span all domains, from managing strategic risks in the C-Suite to improving board oversight, and from balancing financial and environmental policies to addressing cyber threats.(Learn more about Risk, Regulatory & Forensic)

Your work
- Evaluate loan applications for commercial and wholesale banking clients, ensuring adherence to internal credit policies, risk appetite, and regulatory frameworks (e.g., Basel III).
- Prepare detailed credit memos and present recommendations to the credit committee.
- Structure and negotiate credit facilities, including term loans, working capital, trade finance, and real estate-backed loans.
- Credit Analysis: Assess creditworthiness by analysing borrowers’ financial statements, cash flow projections, and risk factors.




- Perform thorough due diligence on borrowers, guarantors, and collateral.
- Loan Document Review: Conduct thorough reviews of loan documentation to identify risks and ensure compliance with legal and organizational requirements.
- Financial Statement / Ratio Analysis: Analyse key financial ratios, trends, and statements to provide recommendations on lending decisions.
- Corporate/FI Onboarding: Collaborate with internal stakeholders to ensure smooth onboarding of corporate clients and financial institutions, while maintaining compliance standards.
- Collaboration: Partner with relationship managers to design client-specific solutions.
- Proven experience with commercial and wholesale loans, including loan structures and risk assessment methodologies.
- Strong understanding of commercial/wholesale banking products, such as term loans, trade finance, and CRE lending.
- Expertise in financial modelling, cash f

📌 Deputy Manager | Credit Underwriting | Delhi | Regulatory
🏢 Deloitte
📍 Delhi