Key Responsibilities
- Deliver functional capabilities for Credit Transformation products and initiatives primarily focusing on the credit assessment process
- SME on the RWA calculator, which is used for RWA, RoRWA and EL calculation. Understanding regulatory requirements and business requirements to manage the change in the calculator
- Draft and refine user stories, including detailed acceptance criteria
- Consult with the Chief/Cluster/Product Owners and SMEs to prioritise and shape the product backlog, using Agile best practices for prioritisation around business value
- Excellent documentation skills, ability to convey complex information with objectivity and brevity
- Participate in and facilitate relevant scrum ceremonies such as backlog refinement, sprint planning, review, and retrospective sessions
- Support build and test activities
- Assist in implementation / rollout including UAT, user trainings, UVT and post go live support.
- Proactively support Agile practices and foster a culture of continuous service improvement




- Drive continuous improvements on processes and user experience using a data driven, structured approach

Key Stakeholders
- All business and Credit stakeholders that are impacted or involved in the Credit Lifecycle
- Credit Transformation team
- TTO
- Client Coverage COO
- Credit Process Owners
- Credit Policy

Skills And Experience
- 15-18 years of work experience in Credit and Credit Transformation activities.
- Understand key components of RWA calculator and workings
- Knowledge and experience in credit processes and policies is preferred.
- Experience with Agile methodology, writing user stories, prioritizing backlog, etc. is essential.
- Experience in managing project documentation such as user stories and test scenarios using collaboration tools
- Positive strategic thinking in identifying solutions and selecting the best combination of practices
- Demonstrated ability to work effectively independently and as part of a team, including

📌 Product Owner (Bengaluru East)
🏢 Standard Chartered India
📍 Bengaluru East