Role Purpose Objective
- Drive acquisition of new Unsecured loans customers from open market
- Identify quality leads from unsecured loans liabilities customers through assessments by analyzing credit histories and performing financial analysis, ensuring compliance with internal and external regulations
- Monitor and manage installment payments and collections of assigned customers
- Strengthen existing customer relationships through targeted cross-selling Ujjivans products customer profile needs
Size of the Role
- Financial size: 5-7 Cr. Loan portfolio
- Non-financial size: NA
Key Duties / Responsibilities of the Role
- Business/ Financials
- Develop and execute strategies to acquire recent unsecured loan customers
- Collaborate with the liabilities team to cross-sell unsecured loans
- Follow up on leads provided by team various channels within defined TAT
- Achieve monthly loan disbursement targets through acquisition of new customers and conversion of existing customers
- Coordinate with Products Marketing department to carry out marketing drives at his/her assigned and catchment areas for unsecured loans
- Prospect new customers, maintain database of the leads, meet convert select prospects and manage the relationship thereafter
- Attend center meetings to generate leads for Unsecured loans and actively driving conversion of existing borrowing customers into SBL customer
- Cross sell other products of Ujjivan and pass quality leads to respective officers/staff
- Share customer insights/product related feedback with the Branch Head and Area Manager Microfinance
- Provide inputs pertaining to revision of product and credit policies to the respective teams on the basis of geography specific considerations
- Customer
- Interact with customers in a courteous and professional manner; provide prompt, efficie
📌 Loan Officer (Jodhpur)
🏢 Ujjivan Small Finance Bank
📍 Jodhpur
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