Job Summary
Join Standard Chartered as a Principal Engineer having
10+ years of experience
and take on the excellent opportunity to provide
end-to-end technical leadership for Payment Transaction Remediation (PTR
) across our diverse payments platform workstreams.

This pivotal role engages with Workstreams 1 through 5, driving innovation and architectural integrity within a complex, cross-market environment that spans 22 markets and incorporates six distinct payment rails. You will be entrusted with owning critical architecture decisions, specifically focusing on the remediation scopes within Workstream 2 releases 5 to 10 and the anomaly detection systems in Workstream 4.

As a seasoned qualified, you will ensure that all delivery efforts are technically executable, risk-managed, and aligned consistently across multiple geographies and technologies.This is a strategic role requiring a blend of technical expertise, leadership acumen,



and an acute understanding of payments domain architecture to influence long-term technology roadmaps and stabilisation strategies within a regulated banking landscape.

Key Responsibilities
- Individual Contributor role with cross-squad technical authority (no direct line management).
- Define target-state architecture, design principles, and technical guardrails for PTR delivery.
- Unblock WS2 R5-R10 with implementation-ready designs for service consolidation, atomicity, idempotency, and per-market isolation.
- Lead WS4 multi-attribute anomaly detection design (Velocity, Value, Behaviour, Beneficiary) with business and risk stakeholders.
- Govern cross-workstream design quality to prevent architectural drift and control gaps.
- Translate approved architecture into clear delivery sequencing, dependencies, and technical decision records.
- Provide technical assurance inputs for production readiness, resilience, and control effectiveness in a BC5/S-BIA5 environment.
- Solving high-impact reliability and control problems in mission-cri

📌 Lead Full Stack Engineer, Payments Architecture (Chennai)
🏢 Standard Chartered India
📍 Chennai