Job Title: Business Head - Payday LoansCompany: Confidential / Direct EmployerLocation: Noida (On-site)Experience: 8–10 YearsJob Type: Full-Time, Permanent
About the Role We are seeking an entrepreneurial Business Head to lead and scale our short-term digital lending business. You will own the full P&L;, drive disbursements and customer acquisition, build strategic partnerships, and manage portfolio quality for high-growth consumer credit operations.
Key Responsibilities
- P&L; & Strategy: Own overall business growth, revenue, disbursements, unit economics (CAC, ROA/ROI), and profitability targets.
- Acquisition & Growth: Scaling digital, affiliate, and partner acquisition funnels while optimizing customer application and approval rates.
- Credit & Risk Strategy: Collaborate with Credit/Risk teams to refine underwriting, loan terms, pricing, and risk management based on data analytics.
- Portfolio & Collections: Oversee portfolio performance—monitoring delinquency, bounce rates, and repayment efficiency to minimize credit losses.
- Partnerships & Product:



Build strategic alliances with NBFCs, banks, payment partners, and DSAs. Partner with Product and Tech to improve digital journey automation.
- Regulatory Compliance: Ensure strict adherence to RBI digital lending guidelines, KYC/AML norms, and fair-practice standards.

What We Are Looking For
- Experience: 8–10+ years in digital lending, consumer finance, NBFCs, or fintech platforms with a proven track record of P&L; ownership.
- Technical & Strategic Expertise: Robust grasp of lending unit economics, digital acquisition channels, credit risk models, and collection operations.
- Education: Graduate/Postgraduate degree in Business, Finance, Economics, or related fields (MBA/PGDM preferred).

Why Join Us?
- Full strategic autonomy over a high-growth digital lending product.
- Competitive compensation package with attractive leadership performance incentives.

Pay: ₹1,000,000.00 - ₹1,200,000.00 per year

Work Location:

📌 business head payday role (Noida)
🏢 Amama Partners
📍 Noida