23 Aug
|
WeRize
|
Bengaluru
About WeRize
India's first social distribution AI fintech platform for the underserved aspirational middle-class-
delivering Secured & Unsecured loans, Insurance, and Investment products across 5,000+ small
cities of India (referred as India-2). Founded in 2019, WeRize is at an annualized-run-rate of $60
Mn (Gross revenues) and $32Mn (Net) and $7Mn+ of net profits before taxes (3x Y-o-Y growth)
with ROE > 20%. We are projecting ~2x growth in topline and ~3x growth in profits over the next
12 months.
WeRize operates as a “category creator” three-sided marketplace connecting 17,000+ trained
local freelancers with India-2 customers and partner financial institutions, all powered by a full-
stack AI operating layer that creates a “flywheel of trust” with self-reinforcing network effects.
- Distributor trust: Freelancers are empowered through AI-led tools that help them act in the long-term best interests of their customers.
- Customer trust: End customers rely on WeRize’s assisted distributor, data-driven recommendations across both asset and liability products
- Manufacturer trust: Financial Institutions rely on WeRize’s data, risk management and distribution intelligence to reach small city customers that they can’t serve on their own.
Key highlights: What do we do
1. Large, underpenetrated market chance: India’s 300Mn+ aspirational middle-class captures ~30% of GDP, yet remains financially underserved across credit, insurance, and investments. Pure-digital models lack the required trust, while physical branches are economically unviable.
2. Differentiated, asset-light social distribution: WeRize leverages 17,000+ financially literate freelancers across 5,000+ small cities. This branchless, zero-sales-team model delivers high-trust human touchpoints, superb unit economics, and strong freelancer retention through a broad product suite.
3. Proprietary AI driven tech stack: Trained on 20Bn+ data points across 4Mn+ households, WeRize’s AI powers end-to-end
📌 Director of Treasury (Bengaluru)
🏢 WeRize
📍 Bengaluru