Role Requirements
- Experience:
10+ years of professional experience across industries.
- Education:
- Bachelor’s degree in engineering with Information Technology, Computer Science, Finance, Business Administration, or related disciplines.
- MBA, PGDM, CA, CFA or equivalent qualification will be an advantage.
- Required Experience
- 10+ years of experience as a Business Analyst within Banking, Financial Services, Fintech, or Lending organizations.
- Minimum 5+ years of hands-on experience working on Enterprise Loan Origination Systems.
- Proven experience delivering digital lending transformation programs and platform modernization initiatives.
- Experience working across Retail Lending, Microfinance, MSME Lending, Business Loans, Housing Finance, or Commercial Lending domains.
- Experience in large-scale LOS implementations, migrations, upgrades, or platform re-engineering initiatives.

Functional Competencies
- Deep understanding of lending lifecycle management.
- Robust knowledge of underwriting and credit risk processes.
- Expertise in retail, MSME,



and microfinance lending products.
- Experience with Business Rule Engines (BRE) and workflow management systems.
- Knowledge of co-lending, embedded finance, and digital lending ecosystems.
- Understanding of document management, workflow orchestration, and case management platforms.

Technical Competencies
- API and system integration understanding.
- REST APIs, JSON payloads, and microservices architecture awareness.
- SQL proficiency for data validation and analysis.
- Data mapping and interface design experience.
- Knowledge of cloud-based and enterprise platform architectures.

Tools & Platforms
- Jira, Confluence
- Visio / Lucidchart / Draw.io
- Figma
- Postman
- SQL Tools
- BPMN Modelling Tools
- LOS Platforms such as FinnOne, Newgen, Finacle LOS, Temenos, Salesforce FSC, nCino, or equivalent enterprise lending platforms.

Preferred Skills
- Experience in Digital Lending Platforms and Embedded Finance ecosys

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