Job Summary**

As a Relationship Manager - Secured Direct, you will be responsible for managing and growing a portfolio of high-value clients seeking secured lending solutions. You will act as a primary point of contact, understanding client financial needs, and facilitating the direct origination and execution of secured loan products.

Job Responsibilities**
- Develop and maintain strong, long-lasting relationships with a portfolio of existing and prospective high-net-worth and corporate clients.
- Proactively identify and cultivate current business opportunities within the secured direct lending market.
- Conduct thorough financial analysis and due diligence on client applications, ensuring adherence to credit policies and risk parameters.
- Structure and negotiate complex secured lending transactions, including real estate-backed loans, asset-backed financing, and other collateralized facilities.
- Prepare and present compelling loan proposals to credit committees and clients.
- Collaborate effectively with internal teams, including credit, legal, and operations,



to ensure seamless execution of transactions.
- Monitor portfolio performance, identify potential risks, and implement mitigation strategies.
- Stay abreast of market trends, regulatory changes, and competitive landscape within secured direct lending.
- Provide exceptional client service, addressing inquiries and resolving issues promptly and professionally.
- Achieve individual and team sales targets and contribute to the overall growth of the secured direct lending business.

Job Qualifications**
- Bachelor's degree in Finance, Business Administration, Economics, or a related field. MBA or relevant professional certifications (e.g., CFA) preferred.
- Minimum of 5-7 years of experience in relationship management, corporate banking, or secured lending, with a proven track record of originating and managing direct secured loan portfolios.
- Deep understanding of secured lending products, credit analysi

📌 Relationship manager (Warangal)
🏢 Credit Saison India
📍 Warangal