About Supermoney

Supermoney is a technology-led MSME credit and supply-chain finance platform working

with banks, NBFCs, corporate anchors and growing businesses across India. We combine

credit expertise, proprietary technology and transaction-level data to improve access to

working-capital finance for MSMEs and extend enterprise solutions to large and midsize

corporates.

Our products span all versions of supply-chain finance (dealer and distributor finance,

revolving facilities) and term business loans.

About the role

We are looking for a hands-on Credit Manager who can independently evaluate MSME

borrowers, structure appropriate facilities and make clear, commercially balanced credit

recommendations.

The role requires more than ratio analysis. The successful candidate must be able to

understand the underlying business, reconcile financial and transactional data, identify

emerging risks and determine whether—and under what structure—a proposal represents

an acceptable risk-reward opportunity.

The Credit Manager will personally handle key and complex cases,



present

recommendations to credit stakeholders and guide junior analysts. The role is expected to

operate to high bank and NBFC credit standards, with strong emphasis on policy discipline,

documentation and RBI-aligned lending practices.

Key responsibilities

 Independently underwrite new and renewal proposals across supply-chain finance

and term MSME products.

 Analyse and reconcile financial, GST, banking and bureau information to under

business performance, identify unusual transactions, related-party exposure, fund

rotation, diversion risk and inconsistencies.

 Assess business viability, working-capital cycle, leverage, liquidity, debt-servicing

ability, receivable quality and the underlying repayment source.

 Structure the appropriate limit, tenor, pricing, security, covenants, disbursement

controls and monitoring conditions.

 Prepare concise and defensible Credit Appr

📌 Credit Manager – MSME (Mumbai)
🏢 Supermoney (GetClarity Fintech Services
📍 Mumbai