Job Description Roles and Responsibilities:
n Lead multi-workstream client engagements end-to-end, setting approach and managing risk
n and escalations, integrating outputs across teams, managing expectations and mentoring junior
n talent to uplift execution quality
n * Meet quantitative expectations of charge time and utilization (1,495 hours for a total of 65%
n of time worked)
n * Develop client relationships and serve as primary contact for assigned client engagements
n including for scoping, planning and timelines. Maintain regular communication with the
n onshore team, client and relationship executive for streamlined client experience
n * Optimize staffing and capacity and remove blockers. Effectively plan, allocate tasks and
n manage work teams on engagements to meet client deliverable timeframes with delivery
n of high-quality work product
n * Review a sample of commercial loans of financial institutions to ensure that acceptable
n credit standards are maintained and that loans conform to established company policy
n and any applicable regulatory requirements.
n * Analysis of the credit risks within individual commercial loans and commercial mortgages
n and opine on the appropriateness of risk grades for the loans reviewed.
n * Review documentation relating to origination and renewals, collateral, insurance, flood
n certification(s) etc. Document compliance with loan policies, lending procedures and
n applicable regulations with the application.
n * Document observations, deviations that need to be discussed with the client.
n * Conduct activities consistent with established banking policies, procedures and systems,




n Bank Secrecy Act and all applicable State and Federal laws and regulations in the United
n States of America.
n * Manage performance, staffing, and development plans; build a diverse, high-trust team
n culture. Provide guidance, coaching and actionable feedback to seniors/assistant managers.
n * Monitor budget vs. actuals for the workstream; recommend corrective actions early
n * Effectively lead calls with the onshore (US) team to discuss team progress, quality and
n productivity.
n * Demonstrate leadership in firm initiatives; foster cross-practice collaboration
n * Manage the team in providing other risk advisory services to financial services and other
n industry clients as required.
n Essential Qualifications and Experience
n * Master's or bachelor's degree in accounting or finance (M. Com/B. Com/MBA). Major in
n Banking would be a plus.
n * 15-20 years of experience in the banking industry with a focus in lending, credit analysis and
n loan review.
n * Knowledge and experience in US banking industry with good knowledge of applicable rules
n and regulations is strongly preferred.
n * Good knowledge and understanding of business banking and commercial loan products
n and lending credit policies/guidelines.
n * Good knowledge of commercial lending,



agricultural lending, real estate development, Coand
n construction lending, and the required collateral documents for each type.
n * Experience in regulatory compliance for US based financial institutions is preferred.
n * Experience managing multiple projects from start to end, including involvement in scoping
n and ownership of planning, execution, reporting and delivery.
n * Strong experience in performance management and people development, stakeholder
n management, escalation management, and ability to communicate effectively with other
n leaders, both internally and externally.
n * Prior experience of working with overseas teams is essential.
n Skills & Abilities:
n * Good spoken and written English
n * Strong analytical skills and critical thinking ability
n * Self-motivated and detail-oriented
n * Strong desire and capacity to learn
n * Strong leadership skills with self-accountability
n * Ability to develop people and client relationships
n * Ability to plan and prioritize multiple projects, follow through on requests, take initiative,
n work under pressure and meet deadlines.
n * Able to generate quality work products in a timely manner with solid attention to detail.
n * Able to communicate well with team members and leaders across US and India.
n * Ability to grasp new things quickly and apply learnings
n * Team player with strong interpersonal and communication skills
n * Good knowledge of Microsoft Outlook, Excel and Word, and Adobe.
n * Prior experience with CaseWare or DiCom CQS is a plus.

📌 Credit Risk Manager- US (Bengaluru)
🏢 Wipfli India
📍 Bengaluru