LOAN EXECUTIVE JOB DESCRIPTION

Position: Loan Executive

Department: Sales

Reporting To: Branch Manager / Sales Manager

Job Type: Full Time

Main Responsibilities
Find and contact current customers.
Understand customer requirements and suggest suitable loan products.
Explain loan terms, interest rates, tenure and required documents.
Collect KYC and other required documents from customers.
Prepare and submit loan applications correctly.
Coordinate with Credit and Operations teams.
Follow up on loan applications until approval and disbursement.
Assist customers during the loan disbursement process.
Maintain good relationships with existing customers.
Generate recent business through customer references and market visits.
Achieve monthly sales and disbursement targets.
Follow company policies and procedures.

Loan Products

The Loan Executive may work on one or more of the following products:
Personal Loan
Business Loan
MSME Loan
Home Loan
Loan Against Property (LAP)
Vehicle Loan
Commercial Vehicle Loan
Gold Loan
Agriculture Loan




Other Loan Products

Qualification
Graduate preferred.
Freshers can also apply.
Experience in Banking, NBFC, Finance or Sales will be an advantage.
Good communication and customer-handling skills.
Willingness to work in the field.

Required Skills
Valuable communication skills
Sales and marketing skills
Customer relationship management
Good follow-up ability
Basic computer knowledge
Target-oriented approach
Honest and responsible attitude

Performance

Performance will mainly be measured on:
Lead Generation
Loan Login
Loan Approval
Loan Disbursement
Monthly Target Achievement
Customer Service
Documentation
Compliance with Company Policies

Career Growth

Loan Executive Senior Loan Executive Relationship Manager Sales Manager Branch Manager

Note: Responsibilities may vary depending on the company's loan products and business requirements.

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