Role & responsibilities
Financial Planning & Forecasting
Lead the preparation of annual business plans, quarterly forecasts, and long-range strategic plans.
Consolidate inputs from distribution, actuarial, investments, operations, and product teams.
Build and maintain financial models to analyse revenue, costs, profitability, and capital requirements.
Assess impact of recent products, reinsurance, pricing changes, and regulatory changes (e.g., GST, IRDAI norms).
Business Performance Management
Track monthly business performance including key KPIs such as APE/ANP, VNB, persistency, claims ratios, investment income, opex, commission expenses, productivity metrics.
Analyse variance vs budget, forecast, and prior year; highlight risks and prospects.
Produce MIS dashboards, management presentations, and insights for senior leadership.
Support board and investor reporting cycles.
Profitability & Product Economics
Evaluate product/channel profitability with inputs from actuarial and finance teams.
Analyse cost-to-income, contribution margins,



expense overrun, and acquisition cost trends.
Support VNB, NBM, EV analysis in coordination with the actuarial function (where applicable).
Cost Management & Productivity
Monitor operating expenses, manpower costs, and functional budgets.
Identify efficiency opportunities across distribution, operations, technology, and support functions.
Drive cost optimization projects and track savings initiatives.
Capital & Solvency Analysis
Support solvency monitoring, capital requirement planning, and stress/scenario analysis.
Assess financial implications of capital infusion, dividend decisions, and policy changes.
Liaise with actuarial for solvency movements and risk-based capital metrics.
Cross-Functional Business Partnering
Work closely with distribution, actuarial, treasury, product, investments, operations, and IT teams to support strategic decisions.
Provide analytical insight

📌 Financial Planning Hyderabad
🏢 Shriram Life Insurance
📍 Hyderabad