Job DescriptionWe are seeking a skilled U.K Mortgage Underwriter with expertise in the 4 C’s of underwriting (Credit, Capacity, Collateral, and Capital). The ideal candidate will have experience in risk assessment, income calculations, and property evaluation, ensuring compliance with underwriting guidelines and regulatory standards./n/nShift & Working Days:/n/n- Shift: U.K Shifts/n- Working Days: 5 days of working./n/n/nKey Responsibilities:/n/n- Underwriting Activities: Review, analyse, and approve/deny mortgage applications based on risk assessment and investor guidelines./n- 4 C’s of Underwriting: Evaluate borrower’s Credit, Capacity, Collateral, and Capital to determine loan eligibility./n- Income Calculation: Assess borrower income using tax returns, W-2s, pay stubs, and financial statements./n- Risk Assessment: Analyze creditworthiness, property valuation,



and overall lending risks to ensure sound decision-making./n- Compliance & Quality Control: Ensure adherence to federal, state, and investor regulations, maintaining high-quality underwriting standards./n- Collaboration: Work closely with loan officers, processors, and other stakeholders to streamline the underwriting process./n/n/nRequirements:/n/n- Experience: Minimum 2 years in mortgage underwriting, preferably in U.S. or U.K. or global residential loans./n- Attention to Detail: Robust analytical skills to assess financial documents and property risks accurately./n- Communication: Ability to articulate underwriting decisions effectively to internal teams and external stakeholders./n/n

📌 U.K Mortgage Underwriter (Sangli)
🏢 SELECTIONS HR SERVICES PRIVATE
📍 Sangli