Roles and Responsibilities:

nnLead multi-workstream client engagements end-to-end, setting approach and managing risk

nand escalations, integrating outputs across teams, managing expectations and mentoring junior

ntalent to uplift execution quality

nn Meet quantitative expectations of charge time and utilization (1,495 hours for a total of 65%

nof time worked)

nDevelop client relationships and serve as primary contact for assigned client engagements

nincluding for scoping, planning and timelines. Maintain regular communication with the

nonshore team, client and relationship executive for streamlined client experience

n Optimize staffing and capacity and remove blockers. Effectively plan, allocate tasks and

nmanage work teams on engagements to meet client deliverable timeframes with delivery

nof high-quality work product

nReview a sample of commercial loans of financial institutions to ensure that acceptable

ncredit standards are maintained and that loans conform to established company policy

nand any applicable regulatory requirements.

n Analysis of the credit risks within individual commercial loans and commercial mortgages

nand opine on the appropriateness of risk grades for the loans reviewed.

nReview documentation relating to origination and renewals, collateral, insurance, flood

ncertification(s) etc. Document compliance with loan policies, lending procedures and

napplicable regulations with the application.

n Document observations, deviations that need to be discussed with the client.

nConduct activities consistent with established banking policies, procedures and systems,





nBank Secrecy Act and all applicable State and Federal laws and regulations in the United

nStates of America.

n Manage performance, staffing, and development plans; build a diverse, high-trust team

nculture. Provide guidance, coaching and actionable feedback to seniors/assistant managers.

nMonitor budget vs. actuals for the workstream; recommend corrective actions early

n Effectively lead calls with the onshore (US) team to discuss team progress, quality and

nproductivity.

nDemonstrate leadership in firm initiatives; foster cross-practice collaboration

n Manage the team in providing other risk advisory services to financial services and other

nindustry clients as required.

nn Essential Qualifications and Experience

nnMaster’s or bachelor’s degree in accounting or finance (M. Com/B. Com/MBA). Major in

nBanking would be a plus.

n 15-20 years of experience in the banking industry with a focus in lending, credit analysis and

nloan review.

nKnowledge and experience in US banking industry with good knowledge of applicable rules

nand regulations is strongly preferred.

n Good knowledge and understanding of business banking and commercial loan products

nand lending credit policies/guidelines.





nGood knowledge of commercial lending, agricultural lending, real estate development, Coand

nconstruction lending, and the required collateral documents for each type.

n Experience in regulatory compliance for US based financial institutions is preferred.

nExperience managing multiple projects from start to end, including involvement in scoping

nand ownership of planning, execution, reporting and delivery.

n Robust experience in performance management and people development, stakeholder

nmanagement, escalation management, and ability to communicate effectively with other

nleaders, both internally and externally.

nPrior experience of working with overseas teams is essential.

nn Skills & Abilities:

nn Good spoken and written English

nStrong analytical skills and critical thinking ability

n Self-motivated and detail-oriented

nStrong desire and capacity to learn

n Strong leadership skills with self-accountability

nAbility to develop people and client relationships

n Ability to plan and prioritize multiple projects, follow through on requests, take initiative,

nwork under pressure and meet deadlines.

nAble to generate quality work products in a timely manner with strong attention to detail.

n Able to communicate well with team members and leaders across US and India.

nAbility to grasp new things quickly and apply learnings

n Team player with strong interpersonal and communication skills

nGood knowledge of Microsoft Outlook, Excel and Word, and Adobe.

n* Prior experience with CaseWare or DiCom CQS is a plus.

📌 Credit Risk Manager- US (Bengaluru)
🏢 Wipfli India
📍 Bengaluru