Job Summary

We are seeking an experienced Techno-Functional Business Analyst / Product Manager with over 10 years of experience in Core Banking and Payments, specializing in Finastra Payments solutions. The ideal candidate will possess strong domain expertise across domestic and cross-border payment processing, payment modernization initiatives, ISO 20022 migration, and end-to-end product lifecycle management. This role requires close collaboration with business stakeholders, operations, technology teams, and third-party vendors to deliver scalable, compliant, and customer-centric payment solutions.

We are currently seeking a BA-Finastra Payments to join our team in Pune, Maharashtra, India.

Responsibilities

- Lead business analysis, product definition, and functional solutioning for Finastra Payments implementations, upgrades, and transformation initiatives.
- Gather, analyze, and document business requirements, user stories, functional specifications, process flows, and acceptance criteria.
- Act as the bridge between business, operations, architecture, development, testing, and implementation teams.
- Drive payment modernization initiatives including migration to ISO 20022 and real-time payment capabilities.
- Define product roadmap, feature prioritization, and release planning aligned with business strategy.
- Perform gap analysis between current and target payment operating models.
- Collaborate with solution architects to design scalable, secure, and high-performing payment solutions.
- Support integration with Core Banking systems, channels, SWIFT, clearing networks, AML/Fraud systems, and General Ledger.
- Ensure compliance with regulatory and market requirements across domestic and international payment schemes.
- Support SIT, UAT, production validation, defect triage,



and business sign-off.
- Provide production support, impact assessment, change management, and stakeholder communications.

Functional Expertise
- Finastra Payments platform
- High Value Payments (RTGS)
- Low Value Payments (ACH/NEFT)
- Cross-border payments (SWIFT MT ISO 20022 MX)
- Real-Time Payments
- Payment Hub architecture
- Payment routing and orchestration
- Payment investigations and exception handling
- Sanctions screening and AML integration
- Reconciliation and settlement
- Liquidity and cash management
- Corporate payments and treasury payments

Required Skills
- 10+ years of Banking and Payments experience.
- Strong techno-functional knowledge of Finastra Payments.
- Hands-on experience in payment message standards:
- - ISO 20022
- Swift mt/mx
- XML
- APIs

- Knowledge of payment schemes such as:
- - SWIFT
- SEPA
- Faster Payments
- CHAPS
- Fedwire
- RTP
- ACH
- NEFT/RTGS/IMPS (where applicable)

- Experience working in Agile/Scrum and Waterfall delivery models.
- Solid stakeholder management and communication skills.
- Ability to lead workshops, solution discussions, and customer demonstrations.
- Experience working with geographically distributed delivery teams.

Preferred Qualifications
- Bachelor's or Master's degree in Engineering, Computer Science, Finance, or related discipline.
- Certifications in Agile (CSPO/PSPO/SAFe Product Owner), CBAP, or Payments are desirable.
- Experience with cloud-native payment transformation initiatives is an added advantage.

Key Competencies
- Product Management
- Business Analysis
- Functional Solution Design
- Payment Domain Expertise
- Requirements Management
- Stakeholder Management
- Regulatory Compliance
- Analytical Thinking
- Problem Solving
- Leadership Customer Engagement

📌 BA-Finastra Payments (Pune)
🏢 NTT DATA Business Solutions
📍 Pune