Associate Director Structured Finance Securitization -CLO/RMBS/CMBS-15 Years- Mumbai

We are seeking an experienced Associate Director Structured Finance to lead the analysis and execution of complex structured finance and securitization transactions.

The role will involve evaluating transaction structures, performing detailed cash-flow modelling, scenario analysis, collateral assessment, and credit risk analysis, as well as presenting recommendations to senior management and rating committees.

The ideal candidate will have strong exposure to structured finance, securitization, credit ratings, investment banking, or risk management, with hands-on knowledge of products such as ABS, RMBS, CMBS, CLOs, and consumer/commercial asset securitizations.

Location- Mumbai/Gurugram/Pune/Bangalore/chennai

Your Future Employer- A leading financial services and credit research organization with a strong presence in credit analysis, structured finance, financial research, ratings, and capital markets. The organisation collaborates with issuers, arrangers, investors, financial institutions, and other market participants to facilitate complex financial transactions.

Key Responsibilities

1. Lead the end-to-end analytical execution of structured finance and securitization transactions.
2. Analyze complex transactions including ABS, RMBS, CMBS, CLOs, consumer asset securitizations, and commercial asset securitizations.
3. Perform detailed cash-flow modelling, stress testing, scenario analysis, sensitivity analysis, and credit risk assessment.
4. Evaluate transaction structures, collateral characteristics, legal documentation, servicing arrangements, payment waterfalls, and structural protections.
5. Assess underlying asset performance and identify key transaction, collateral, counterparty, liquidity, and structural risks.
6. Prepare detailed analytical reports and present transaction recommendations to senior management and rating committees.
7. Monitor existing transactions and identify emerging credit risks, performance deterioration, and potential rating triggers.
8. Manage relationships with issuers, arrangers, investors, bankers, advisors, and other transaction stakeholders.




9. Act as a key analytical point of contact throughout transaction execution and ongoing monitoring.
10. Mentor and develop junior analysts and associates, providing guidance on modelling, transaction analysis, and credit methodologies.
11. Track structured finance market trends, regulatory developments, product developments, and industry dynamics.
12. Contribute to business development, client engagement, market research, and thought leadership initiatives.

Requirements
1. 15+ years of relevant experience in Structured Finance, Securitization, Credit Ratings, Investment Banking, Credit Research, Risk Management, or related areas.
2. Strong understanding of structured finance products including:

- Asset-Backed Securities (ABS)
- Residential Mortgage-Backed Securities (RMBS)
- Commercial Mortgage-Backed Securities (CMBS)
- Collateralized Loan Obligations (CLOs)
- Consumer and Commercial Asset Securitizations

1. Strong hands-on experience in financial modelling, cash-flow analysis, scenario analysis, stress testing, and credit assessment.
2. Ability to evaluate transaction structures, collateral pools, servicing arrangements, legal documentation, and structural features.
3. Experience presenting analytical findings and recommendations to senior management and/or rating committees.
4. Strong stakeholder management and client-facing skills.
5. Demonstrated experience in mentoring or managing junior analysts/associates.
6. Bachelor's degree in Finance, Economics, Accounting, Mathematics, Engineering, or a related discipline.
7. MBA, CFA, FRM, or equivalent professional qualification will be preferred.

Preferred Experience
- Experience with leading credit rating agencies or structured finance research organizations.
- Exposure to U.S.



structured finance markets will be highly advantageous.
- Experience working on transaction documentation and legal/structural frameworks.
- Knowledge of data analytics platforms and financial modelling tools.
- Experience working with issuers, arrangers, investors, investment banks, or financial institutions.
- Solid understanding of structured finance rating methodologies and regulatory developments.

What’s in it for You?
- Opportunity to lead complex structured finance and securitization assignments.
- Exposure to sophisticated products across ABS, RMBS, CMBS, CLOs, and other structured credit instruments.
- Direct interaction with senior stakeholders, issuers, arrangers, investors, and financial institutions.
- Opportunity to influence credit recommendations and rating decisions.
- Strong platform to build expertise across structured finance, credit risk, capital markets, and financial modelling.
- Leadership opportunity involving team mentoring, client management, research, and business development.
- Opportunity to contribute to market research, thematic studies, and structured finance thought leadership.

Reach Us- If you feel this opportunity is well aligned with your career progression plans, please feel free to reach me with your updated profile at [email protected] Disclaimer- Crescendo Global is an equal opportunity employer. We evaluate candidates based on their skills, experience, qualifications, and suitability for the role. The employer/client name and certain business details have been kept confidential as part of the hiring process.

Note: Due to the high volume of applications, only shortlisted candidates will be contacted.

Profile Keywords

Structured Finance | Securitization | ABS | RMBS | CMBS | CLO | Credit Ratings | Credit Analysis | Credit Research | Financial Modelling | Cash Flow Modelling | Stress Testing | Scenario Analysis | Credit Risk | Investment Banking | Capital Markets | Transaction Analysis | Rating Methodology | Portfolio Monitoring | Structured Credit | Stakeholder Management | Client Management | Team Leadership

📌 Associate Director-Structured Finance-RMBS/CMBS/Years-Pune (Bengaluru)
🏢 Crescendo Global Leadership Hiring India
📍 Bengaluru