Assistant Manager Legal

Location: Bengaluru | On-site

Experience: 4–6 Years

Industry: NBFC / Digital Lending

Function: Legal

About the Role

We are looking for an Assistant Manager – Legal to provide legal, regulatory, commercial, and transactional support across our NBFC and digital lending business.

The role will work closely with Business, Credit, Risk, Compliance, Finance, Treasury, Product, Technology, and Operations teams and will have exposure to both lending operations and financing transactions.

Key Responsibilities

Regulatory & Digital Lending

- Advise on RBI regulations applicable to NBFCs and digital lending.
- Support compliance with digital lending requirements, including KFS, disclosures, customer protection, LSP arrangements, grievance redressal, outsourcing, and data governance.
- Review current lending products, customer journeys, pricing, underwriting, and collection processes.
- Track regulatory changes and support implementation across functions.

Lending & Commercial Contracts
- Draft and review loan agreements, KFS, T&Cs;, sanction letters, undertakings, and other lending documents.
- Draft and negotiate LSP, fintech, vendor, technology, MSA, NDA, and other commercial agreements.
- Ensure appropriate provisions relating to confidentiality, data protection, audit, indemnity, liability, termination, and regulatory compliance.

Borrowings & Financing
- Provide legal support for NBFC borrowings, fundraising, and financing transactions.
- Review facility agreements, sanction letters, term sheets, security documents, undertakings, and related documentation.




- Support legal due diligence, security creation/perfection, transaction closing, and post-closing compliance.
- Coordinate with external counsel, Finance, and Treasury teams.

Corporate, Data & Disputes
- Support Board/shareholder documentation, corporate actions, and governance matters.
- Advise on data protection, privacy, technology, and cybersecurity requirements.
- Manage legal notices, disputes, recovery matters, regulatory queries, audits, and inspections with external counsel.

Legal Risk & Governance
- Identify and mitigate legal and regulatory risks.
- Develop standard templates, clause libraries, and contracting processes.
- Maintain records of material contracts and financing documentation.
- Provide practical and business-oriented legal advice to stakeholders.

Qualifications & Experience

- LL.B. from a recognised university; Bar Council enrolment preferred.
- 4–6 years of post-qualification experience.
- Experience in an NBFC, bank, fintech, financial institution, or financial services organisation.
- Strong legal drafting, contract negotiation, and analytical skills.
- Working knowledge of RBI/NBFC regulations and digital lending.
- Good understanding of lending documentation and financial services transactions.
- Strong communication and stakeholder-management skills.

Preferred
- Experience in digital lending, LSP/co-lending, fintech arrangements, NBFC borrowings, or debt fundraising.
- Exposure to security creation, legal due diligence, and financing transactions.
- Familiarity with DPDP Act, data protection, privacy, and technology law.

📌 Assistant Legal Manager (Bengaluru)
🏢 Viva Money Solutions
📍 Bengaluru