23 Aug
|
Axis Finance (AFL)
|
Mumbai Suburban
23 Aug
Axis Finance (AFL)
Mumbai Suburban
Job Purpose :
To evaluate, approve, and manage credit proposals for Business Loans while ensuring portfolio quality, policy compliance, and risk control.
Key Responsibilities :
Conduct credit appraisal of Business Loan proposals.
Analyze financial statements, bank statements, GST returns, ITRs, bureau reports, and cash flow assessments.
Assess borrower repayment capacity, business stability, and credit risk.
Review and approve cases within assigned lending authority.
Identify early warning signals and recommend risk mitigation measures.
Coordinate with Sales, Operations, RCU, and Collections teams.
Ensure adherence to credit policy, regulatory guidelines, and TAT commitments.
Maintain asset quality and support portfolio growth.
Eligibility :
Graduate in Commerce, Finance, Economics, or related discipline.
MBA (Finance) / CA preferred.
📌 Credit Manager Mumbai Suburban
🏢 Axis Finance (AFL)
📍 Mumbai Suburban