24 Aug
|
Wells Fargo
|
Hyderabad
24 Aug
Wells Fargo
Hyderabad
About this role:
Wells Fargo is seeking a Secured Lending Underwriter.
In this role, you will:
Participate in the partnership with the Underwriting team on all aspects of current business transaction process
Perform financial analysis, calculate financial covenants, and prepare financing memorandum within Secured Lending Underwriting
Review basic issues, policies, or procedures where answers can quickly be obtained related to low to medium risk and deliverables
Receive direction from Secured Lending Underwriting supervisor and exercise independent judgement while developing understanding of function, policies, procedures, and compliance requirements
Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals
Required Qualifications:
2+ years of Secured Lending Underwriting experience, or equivalent experience demonstrated through one or a combination of the following: work experience, training, military experience, education
Key Responsibilities
Credit Analysis & Underwriting Support
Participate in underwriting and ongoing portfolio management of secured lending and commercial banking relationships.
Perform moderately complex financial analysis, including spreading financial statements, projections, and pro‑forma financials.
Evaluate borrower creditworthiness, repayment capacity, leverage, cash flow sustainability, and covenant compliance.
Support credit rating assessments and recommend risk mitigation strategies in alignment with policy guidelines.
Conduct borrower and industry analysis to identify internal and external risk factors.
Monitor assigned portfolios and support covenant calculations, yield analysis, and trend analysis.
Identify early warning signals and emerging risks and escalate concerns appropriately.
Analyze and resolve moderately complex credit or portfolio issues under general supervision.
Ensure timely and accurate completion of renewals, amendments, annual reviews, and ongoing monitoring requirements.
Identify p
📌 Secured Lending Underwriter (Hyderabad)
🏢 Wells Fargo
📍 Hyderabad